Insurance Companies
Wednesday, September 8th, 2004I’ve slowly been learning how insurance companies work recently. I received a letter on last Thursday, informing me that the tilt table test was not covered. Then I received a letter from the hospital that my monthly payment was increasing. Both of these were not cool (in fact I burned the envelope that the second one came in). Yesterday I decided was the end of this madness. I call the insurance company, they say it wasn’t listed as related to the accident (or I went over my limit for labs). So I already had to call the hospital about my bill, call them, they’ll send me a bill (currently to the tune of 1842.20 which includes the $760 in question). Then she informs me that there’s another $691 pending. Yikes! I had to take a break and figure out what I was suppose to do. Talk to mom, then talk to Mark. Then decided to call the hospital back and get it resent as related to the accident. Talked to the guy there and he says that all the past stuff that was covered wasn’t sent as related to the accident either, but he’ll resend it. He suggested calling the insurance company still and making sure it will be covered. So, I call them and she says “if this was routine it won’t be covered.” I explain it wasn’t routine (who would pay $1450 to make you passout??). I ask directly, if they resend it and the code says it was related to the accident, it should be covered? Correct. OK. Hang up and cross fingers for the next few weeks.
I just hope this actually worked. I’m so sick of everything and I’m really ready to be done with it all.

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Genealogy
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